Read the Fine Print

Read the Fine Print

Recently, the Atlanta Journal-Constitution ran a piece about an elderly woman who had become a victim thanks to a poorly applied annuity contract. At 97 years old, she was unable to access her money, yet was suffering from physical disabilities that required her to...
Avoiding Tax Issues

Avoiding Tax Issues

Back a few months ago when stocks were soaring, investors ran into an interesting dilemma. Because of regulations concerning many types of funds (mainly mutual funds), companies could not apply dividends back into accounts, but rather had to pay them out to the...

Settlements and Fixed Annuities

If you’ve ever received a settlement, inheritance, or any other large sum of money all at once, you might have considered putting it all into an annuity. There are many companies out there that will solicit this service, but for some people, that just drives them away...

Beating the Markets with Annuities

The goal of every long term investor should be to try and beat the major indices. The S&P 500 is, and typically has been, the index to beat as it is most indicative of the health of the U.S. economy. So, when you are purchasing an annuity, investing in mutual...

Using Dollar Cost Averaging in Your Retirement

Dollar cost averaging is an investing strategy that is designed to nullify the risk of investing all of your cash all at once. If you buy a portfolio all as a lump sum, then you become at the mercy of the market. For example, if you bought your assets at a high point...